It’s important for investors in traditional Individual Retirement Accounts to note that they still have a chance to save on taxes before they file this year.

“The contributions you make may also be fully or partially deductible, depending on your circumstances,” said IRS spokesman Michael Devine. “The great thing is that you can still make a contribution to your IRA for 2018.”

You need to do that between now and April 15.

“If you haven’t maxed out what you can put away for your retirement, for people that are 50 years or older, that can be up to $6500, you can do that now,” said Devine.

Be clear with your financial advisor that this contribution is for 2018, though, and not for this year, so that you can get it properly credited.

“You have to be very, very specific,” said Devine. “If you already have a plan, and you’re going to put more money in, you have to make sure that you designate that money for 2018.”

Taxpayers can file their return claiming a traditional IRA contribution before the contribution is actually made.